Selling non-performing consumer debts to Lowell is an integral part of many creditors’ recovery processes. It brings a number of immediate and tangible benefits including:

• Immediate cash generation
• Higher overall returns compared with traditional recovery methods
• Greater predictability in forecasting cash and bad debt reserves
• Increased productivity of existing resources
• A more tailored, flexible environment to help customers manage their financial difficulties

At the heart of Lowell is our operational model, built around our sophisticated technology platform and data intelligence. With over 10.8 million accounts we aim to work with each of our customers to agree a realistic and sustainable payment plan tailor-made to their individual circumstances.

By choosing Lowell as your debt purchasing partner you will benefit from:

• Access to our specialist skills, a vast amount of experience and excellent track record
• A collections strategy centred on our ability to assess a customer’s ability to pay through in-depth data intelligence and analytics
• Reassurance that your reputation is in safe hands, due to our ethical and fair treatment of customers
• Our commitment to building long-term strategic partnerships with our clients and delivering added value and insight

If you’re not ready to commit to outright debt sale, then we have a number of flexible solutions including ‘outsource to sell’.

‘Outsource to sell’ gives clients the opportunity to outsource their debt portfolios to Lowell on a commission basis initially, with an option to sell the debt at a later date. Whatever your need is we can tailor our approach to your requirements.